One of the biggest choices investors face is deciding which assets they should own in their portfolio. It’s well understood that simply saving and holding cash won’t cut it when saving for retirement and for years, the generally accepted rule has been that investors can utilize stocks as the growth...

One of the challenges of an early retirement includes the need to budget for increased health insurance expenses prior to the onset of Medicare at age 65. During our working years, health insurance is typically provided at no cost by our employer or at a significantly reduced cost with employer...

The stock market is often erratic in the way it moves, contrary to what many people think will happen or how the market should react. Oftentimes when the market doesn’t make sense, it is right anyways. It’s easy to think of the stock market and the economy as intertwined, but that is not always the...

Long-term care can be overwhelming to plan for, but the reality is an individual who turns 65 today has a 70% chance of needing a type of long-term care during their lifetime. Not planning can cause more stress on family members or drain saved retirement funds. With all the information out there,...

A paystub is an important, yet often neglected, document. In a world of direct deposits and electronic delivery, paystubs are often left gathering virtual dust. It can be tempting to assume that all is well and move on, but this one page can actually hold a plethora of valuable information as it...